Credit Analyst

The opportunity

Following sustained growth plans, we are seeking an experienced Credit Analyst to join and support our highly skilled Trade Credit and Surety team with the aim of delivering essential high-quality credit reports for our credit committee.

This is a great opportunity for the successful individual to either begin or continue their career within Insurance whilst developing relationships with senior stakeholders across multiple functions at QBE.

Ideal candidates will have demonstrable analytical skills, a passion for detail and the ability to translate complex financial information effectively with a basic understanding of mergers, acquisitions, and debt structures.

Your new role

• Prepare detailed credit reports to our credit committee that interpret the financial implications of the financial ratios, cash flow analysis, leverage, liquidity, and industry trend analysis.
• Analyse and interpret the financial implications of mergers and acquisitions.
• Monitor a risk portfolio in line with our Risk Underwriting guidelines.
• Undertake buyer meetings with key risks and produce appropriate credit reports justifying the underwriting stance.
• Collaborate with the Trade credit and Surety team, to gather the necessary information to support the decision-making process.
• Maintain a sound understanding of industry trends by keeping abreast of relevant macro-economic factors.
• Positively promote the QBE DNA Values.

About you

• Demonstrable experience within a financial services organisation and or related role.
• Ability to achieve deadlines under pressure with individual accountability.
• Business acumen with in-depth knowledge of financial accounts.
• Knowledge of export markets desirable but not essential.
• Understanding of corporate risk management.

Why QBE?

We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It’s in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it’s not just what we do that matters, it’s how we do it that makes the difference.  In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce.

At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation (https://qbeeurope.com/careers/flex-qbe/).

We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women’s Empowerment Principles and Race at Work charter helps keep us accountable and transparent

Inclusion of Diversity

We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in.

We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.

ESG & Sustainability

At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future.  Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce and partnering for growth through innovative, sustainable and impactful solutions. For further information regarding QBE’s sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative ‘Premiums4Good’, please visit our Sustainability homepage and read our latest Sustainability Report (Link).

About QBE

We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.

We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner.

And our people will be at the centre of our success. We’re proud to work together, and encourage each other enable resilience for our customers, our environment, our economies and our communities.

With more than more than 11,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate and kind.

We believe this is our moment – what if it was yours too?

Your career at QBE — let’s make it happen!

To find out more about why you should work for QBE, visit our careers website.

What next?

If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.

Please make the Talent Acquisition aware should there be any reasonable adjustments that may need to be made for the interview and the remainder of the recruitment process.